Proof that your insurance options are as mighty as the Mississippi.
Mississippi Health Insurance is Required for All Residents
Obamacare, otherwise known as The Affordable Care Act, requires all U.S. residents to have an active health insurance policy as of 2014. This means that if you live in the state of Mississippi and you do not have qualifying health coverage or "minimum essential coverage", you will be fined either a flat fee of $695 or 2.5% of your income - whichever is higher - to be paid when you file your 2016 federal tax return.
Don't Have Qualifying Health Coverage?
The enrollment deadline for 2016 insurance ended January 31, 2016. If you didn't get health insurance coverage during the enrollment period, you may be able to decrease your fine and begin coverage if you've had a qualifying life event.
Qualifying Life Events for a Special Enrollment Period
Have you experienced any of the qualifying life events listed below? If so, you may be able to add or change your health insurance coverage during a special enrollment period.
- Loss of health coverage
- Change in household size
- Change in residence
- Exceptional Circumstances
See more details about Qualifying Life Events
Have more questions about qualifying life events? Talk with an advisor (888) 554-3287.
2017 Open Enrollment for Mississippi Health Insurance
We are fast approaching the enrollment period for 2017 Mississippi health insurance, which is November 1, 2016 to January 31, 2017. The penalty for not having health insurance coverage during 2017 will be a bit different than in 2016. The income percentage fee of 2.5% will still remain and the $695 flat fee will be adjusted for inflation; again you will pay whichever of the two is higher.
Understand Your Mississippi Health Insurance Options
There are many options when it comes to buying affordable Mississippi health insurance. Most of your insurance decisions should be made based upon your current finances, financial goals, employment, marital status, children, age, health conditions, and planned or anticipated life events and medical needs.
Because there are many health insurance options, the most common insurance types, plans, and FAQs and terms are outlined below. Click below to learn more about your Mississippi health insurance options.
Private Health Insurance Options
Learn more about Mississippi Private Health Insurance Plans
Public Health Insurance Programs
Learn more about Mississippi Obamacare, Medicaid, and Medicare
Mississippi Private Health Insurance Plans
Want to learn more about specific private health insurance plans in Mississippi? This Mississippi private health insurance page will highlight the difference between PPO and HMO plans, along with their pros and cons. Ever heard of an EPO or POS plan? We discuss those too. We also cover FSA, HSA, Flexible Benefits Plans, and Medical Savings Accounts (MSA), the pros and cons of each kind of plan, and why you would want to choose one over the other.
Learn more about Mississippi Private Health Insurance Plans
Mississippi Health Insurance Companies
If you are looking for health insurance coverage in Mississippi then you'll want to know which providers are offering coverage plans in 2017 and at what rates. Many health insurance companies are leaving the Mississippi exchange in 2017 and most of those that are staying are shifting their plan rates. We encourage you to visit the links below.
See 2016 and 2017 Mississippi Health Insurance Companies
See how much Mississippi plan rates will change from 2016 to 2017
Mississippi Health Insurance Marketplaces and Exchanges
If you've ever found health insurance terms to be confusing, you are not alone. Terms like "marketplace" and "exchange" are used by both private and public health insurance companies when presenting their plans, and navigating the many options can sometimes feel like a battle of endurance.
Check out our page on Mississippi health insurance marketplaces and exchanges to answer common questions like:
- What are health insurance marketplaces and exchanges?
- What are private exchanges?
- What are public exchanges?
- What is the difference between private exchanges and public exchanges in Mississippi?
Learn More About Mississippi Health Insurance Marketplaces and Exchanges
